From 11% to 8%

I was repeating my routine life (jam all the way to office) this morning and heard in MY FM's morning news about KWSP is reducing employee's EPF contribution from 11% to 8%. The very first thing I did once I reached office was logon and surf about it. Couldn't see anything in the Home Page of KWSP (as usual). However, this is what I found - The Star Online: EPF to adjust members'contributions to 8% from January. Have a read if you got the time.

Anyway, you have the option to choose to change it back to 11%. Just go and knock the KWSP's door and let them know you want to remain as 11%. I did a simply calculation based on the average salary of a fresh graduate (it is way higher than me when I was a freshie :< ) as below: Note: calculations are excluded Tax and Socso reduction.

11% Based
Basic Salary: RM2500
11% EPF: RM275
Remaining: RM2225

8% Based
Basic Salary: RM2500
8% EPF: RM200
Remaining: RM RM2300

Conclusion: You have extra RM75 to spend per month, but you lost RM31,500 in you saving if you work for another 35years(assume you have a fix salary for 10year...Yes I know that is very sad....hehehehe).

So, you judge yourself whether you want that extra amount per month now or you would like to have that extra RM31K when you are 55?

Want to know my choice? I still haven't decide when I press the Publish Button.

Democracy

"Democrat Barack Obama was elected the 44th president of the United States on Tuesday, making history by becoming the first African American to win the post and completing a stunningly rapid rise to power." - quoted from USAToday.com

Even a black can be the white dominated country's president. This is what I called PEOPLE POWER and Democracy!!!

Nothing much to say about this....The only thing I would like to say is:

WAKE UP LAH BARISAN!!!!!!!!!!

or should be more sepcific deside just calling a general name - Barisan??

Read this for more details: Obama - The 44th US President

A Letter To My Bros

Dear Michael, Sean and Christopher


It has been quite some times since the last time we met. How have you guys been? Hope you all are well. I am currently busy with my own stuff. Been doing great. I still go to gym after work, I think I am getting slimmer and healthier.

Heard that you guys (beside Chris) just came back from Hatnyai. How was the trip? I am sure that was full of "joy" and "fun". I always wanted to follow you guy to Hatnyai as you know, but couldn't get permit and approval from the special one.

Knowing that Chris has just finished renovating his new "nest", I am really happy for this great news!!! It was his dream to settle down in KL somewhere near to his bros during college. Dream finally came TRUE!!!! I will make sure my schedule is available for the house warming. No worries!!! In fact, I had already blocked my calender for this. =)

That's all for now, I will make sure "I will write more letter to you guys"

I MISS YOU ALL!!!!



Yours Sincerely.
Albert Yap

5 Things To Do Before Death

This post is actually inspired by a radio program/talk-topic this morning. It was about a book that written by someone which talked about the 100 things to do before the author pass away.

After the author passed away(I can't remember how the author passed away, the DJ did mention but I didn't pay attention. Was concentrating on the traffic to find 'holes' to get to the fastest moving lane), someone did some finding and found that the author had actually did half (50) of them.

I was so amazed and asked myself, what are the 100 things I want to do before I die? I've been thinking all the away during the jam (It was damn f**king jam these 2 days due to the stupid National Day rehearsal. Can't these stupid heads plan and do it outside the peak period, can they? DAMN!!!), and found that there are quite a number of things I want to do. But there are 5 MAIN THINGS which is a MUST!

Here are my 5 Things To Do Before Death:

1. Retire my parents and bring them to travel around the world while they can still walk.
2. Spend as long time as possible with my dearest.
   
3. Find a better guy (better than me) to replace me to take care of my dearest.
4. Make sure my parents and dearest can live in a money-is-not-an-issue way after I am gone. (Buy big big insurance?)
   
5. Make sure I will die in a peaceful way, without pain and without adding burden to my family.
   

Mind to share yours?

喜歡

Below is an article that worth a person like me reading.

I didn't purposely look for it, but a friend of mine showed me as he wanted to me help him to translate a sentence into English. I couldn't hold myself to continue reading it after the first paragraph, and found it really worth a person like me reading it.

Decided to share with you. You might like it as well, who knows?


Article taken from http://www.sinchew.com.my/node/78286?tid=3

終於見面了！再見竟然是相隔10年之後。看他，緩緩走來，他的臉越來越清晰，笑容依舊，她的心裡突然一陣悸動，當年相遇的情景，深深淺淺，酸酸甜甜，那是初戀的感覺，就這樣一一回來了。她認真的把身子坐直，嘴角忍不住笑意，仔細端詳眼前的人，就是當年那個總在黃昏時分，騎腳踏車經過她家門口的少年，如今正和她面對面，細說從頭。

這樣的場景，這樣的一頓飯，對於當年的他們，曾經是一個多麼奢侈的夢。他們一起回憶當年，談笑之間，仿佛有一股柔軟的力量把對彼此的愛戀簡化，少了傷害，多了依靠。她心裡明白，他們的故事不會擁有像童話般的圓滿結局，卻也永遠不會划上休止符，有如一首唱不完的歌，在夜深人靜之時，只要想起對方，就會在耳邊輕輕響起。她心存感恩，因為她沒有失去這個朋友。

經過了這麼多年，他們已經可以很坦然的面對彼此，發生過的誤會也當成一個玩笑，互相調侃一番，隨即雲淡風輕。原來一直念念不忘的，是當年在人群之中，第一時間嵌入彼此眼裡的一張素臉，幹淨無塵，就像一個紋身，烙印在生命裡，永遠無法磨滅。

喜歡和愛，中間是一條時間的河，時間漸漸說明了一切。喜歡可以是很久很久的事，什麼時候想聽聽對方的聲音，就撥通電話；想念對方就寫封電郵，用彼此熟悉的文字來表達思念，不會有要求，自然也不會有壓力，越是在乎越是希望對方可以自由飛翔；愛，則是一場迷失自我的追逐遊戲，從最初怦砰然心動到最後的習慣，剩下的就只有更深的寂寞。

於是，他們選擇了喜歡，以另一種方式守護一段難得的情誼，一直到老。

- RM0.15

Me:"Wei, you 'grandpa' dropped RM0.15 wor...fast fast go pump before he raises it again"

Friend:"Diuuuuuu....I just pumped full this morning.....I lost a plate of Wantan Mee....F**k!!!"

Me:"Hahahahahahaha.....I also just pumped early this week, with the capacity of my car's feul tank, I think I lost a plate of Wantan Mee double mee with extra Wantan and extra Char Siew + Teh Ais"

Friend:"Hahahahahaha......."

Me:"Diuuuu....Why not drop RM0.50 ler....Then he sure win in Permatang Pauh mah...."

Friend:"hahahaha...don't asked for too much la....drop is better than raise mah...."


So fellow readers, what did you lose?

Consideration

It is time to consider AGAIN!!!!

Just after 3 months...and I need to think, consider and judge again.....

I hate it, but what to do, I choose it.

Can any one show me some lights here??

八月十五日 - 晴

昨天睡得非常差，原因是与某人有了一个非常讨论会。很多过去的画面不停的在脑中飞逝，难以入眠。我不停的问自己，“我还活在过去吗？”，“我已习惯了吗？”，“我有错吗？”， “我在责备自己吗？”，“我准备好了吗？”，“我怎么了？”

结果爬了起床，开了电脑，上YouTube听了以下这首歌....

Had a VERY SERIOUS discussion with the special one today，ended up with a no-goodnight-sleep. Mind was flying backward and forward in time. Lots of memory showed up in my mind, couldn't fall sleep at all. Keep asking myself, "Am I still live in the past?", "Am I too used to it?", "Am I wrong?", "AM I blaming myself?", "Am I ready for it?", "What's wrong with me?"

Eventually, I crawled out from my bed, on my PC, login YouTube and watched the video below....

Miss This???

If you are around my age and you grew up in almost the same condition as me (typical Chinese and not rich family, the rich might be playing 小天才(Little Genius) video game instead of this.) , I am sure you played this and remember it.....

I still remember when I was a child, I never "break" the game and never thought this game is easy. Wonder how would feel it with my current age? Can I break this game with my age now? or my level is still remain at 5-7 years old?

So, this little "gadget" has now cut the Q of my long shopping list and all the way to the top. Anyone know where to buy or do you want to sell yours to me? Worst case if you are not willing to sell, call me out and let me put my fingers on it for a few hours...I buy you TGI Firday how??

Here, hope this video below able to bring travel back to your childhood.....

朋友

Once in awhile I have to write something in Chinese, so that I won't forget I can write in Chinese (at least pinyin). For those who can't read Chinese...I am so Sorry :(

朋友， 我有一个认识了15年的老朋友。 他的为人很好（第三音的好）玩，永远嘻嘻哈哈，蹦蹦跳跳，癫癫废废。虽然有时他满嘴污言，说话笔直，不大理会他人感受，但你和他在一起可以永远没有顾忌，完全不需理会人与人之间的戒心，你可以肯定他不会害你，不会出卖你。对着他，你可以很坦率，很赤裸。你需要帮忙他肯定会出手，可能帮不上什么大忙也没出百分之百的力，但肯定出之真心，不问回报。

他的唯一缺点就是太黏和太烦，为什么？你看看以下的电话对话就会明白：-

状况一：
他：“喂，你回来啦？ 为什么没来找我？”
我：“昨天才到”
他：“今晚出来”
我：“看怎样吧，刚下机很累”
他：“我不‘吊’你，你今晚不出来我死给你看！！！”
我：“OK, OK....不用死， 不用死”
他：“OK 啊，你出来啊~~~出来啦~~~”
我：“ -_-" ”

状况二：
他：“为什么你不去？”
我：“有些事情要办”
他：“有什么事情要办呢？你又没有理过我的感受啊~~~”
我：“不行啦，改天吧”
他：“我不理啊。。。不要采 ‘高’ 你了。。。你不要再来找我！！！”
我：“ -_-" ”


怎么样？很可爱（buekkkk）吧？ 无论如何还是一个不可多得的老兄弟。。。哦，我忘了告诉你，他是男的。。。。。哈哈哈哈哈哈哈哈。。。。

他是谁？？如果他看到我这篇部落格，他应该在偷笑或者狂笑了。。。。嘻嘻嘻嘻嘻嘻。。。。。

Goosebumps Night

Yesterday night, I reached home after work - around 11:30PM. I was very tired and sleepy. Was climbing up the staircase (my room is on the second floor) with head facing down (you'll know what I mean if you used to climb up second floor after a tiring day). Once I reach the 'top', I saw a tiny cooked rice on the floor. I was thinking who had his/her dinner upstairs? In my heart was saying:" Brother is now working in Singapore, Mom sure won't do so as she doesn't allow us to do so. Then who else??? Must by Jimmy Yap!" Lately Jimmy has been learning how to use computer to go online and has been hijacking my computer very frequent. His favorite website is "Macau Jockey Club" and "The Hong Kong Jockey Club". For what? To get "tip si"(Tips, forecast or prediction) for one of his weekend entertainment in Sungai Besi. Ohhh yah...I haven't tell you who is Jimmy Yap right? But I bet you are able to guess....Yes, Jimmy Yap is Ablert Yap's father.

OK OK....Getting out of topic already...Back to the topic now.

After this logical investigation on who dropped the tiny rice, without second thought, my finger was moving towards this tiny little rice to pick it up and show to the lady in charge as an evidence to accuse Jimmy for eating upstairs. Just before my finger reached the tiny rice (approx. 1 CM from it), I shouted loudly inside me, "WAIT!!!! STOP!!! THE RICE IS MOVING!!!!!!! In less than 0.5sec, my hand bounced back and I moved nearer to see what the heck was that.

And this is what I saw.....
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A closer look....



Then I saw a second one crawling not far away from this. The next thing I did was searching for the third one, but couldn't find any. The WORST THING is, I saw another one this morning just about the same spot I found the first one yesterday night!!!!!!!

Mom has been searching the second floor whole night, and I was searching again this morning. There is nothing...There is no weird or dead body smell...I don't even know where it comes from, probably the roof?? I might climb up the roof to check tonight if I found a forth one.

Anyone know what on earth is this??!?!?!

Hopefully I will not see a forth one tonight when I am home.....Scary shit!!!!

Tachymeter

This is the watch I've been wearing for years. All these times I was thinking this is just a normal chronograph watch that I can use it trace the elapse time of a moving object (e.g. 100M Sprinter, car, etc.) beside the main function of a watch.

Only until few days ago a friend of mine asked me what is the meaning of Tachymeter that written on your watch? That time, I was like Tai Chi(太极) meter??!?! My watch plays Tai Chi?!?!

Then he pointed to a small wording on the dial of my watch. Then:
Me:"ohhhhh.....that thing ah....I tak tau worr...(I don't know)....wahahahaaha...."
Friend:"Then why you wear buy it"
Me:"It is a gift wor....and I never bother about that word, I was thinking it is just something to make your watch looks complicated and expensive, in fact it has no use one."
Friend:"Do you think this brand of watch will need to use this kind of tactic to make the watch looks grand? There is sure an usage of the dial"

Actually I did ask myself what is Tachymeter during the 1st day I got this watch, but I just didn't bother to go find out. So after hearing what my friend said, I have to agree with what he said. I and rushed home to google it. Finally, I've got the answer!!!

I am not going to tell you what is the usage of it here in my blog as you can find it yourself online, else this post is just too long for reading. What I want to point out is, we should be more observant to all the things around you even some tiny little things. You might not think it is useful or worth your time to go find out at that time, but you also won't know this tiny little things might makes you look a little bid smarter than others and give you the dream job you are applying for....Think about it.....


Can you see the small Tachymeter word and some scales beside the dial?

Some Links to the usage of Tachymeter:
Watch This!

http://en.wikipedia.org/wiki/Tachymeter

Little Hong Kong - Sandakan

I was sent to Sandakan estate to have an side visit. This is my 1st time being alone in a stranger place for such a long time after 28 years of life....hehehehe....

Woke up in the morning, went to office, has lunch alone, work till 5:30pm, went back hotel shower, had dinner alone, some time just had some biscuit in hotel, watch TV alone (I was so lucky because I had EURO 2008 accompanied me during the night!!!), then zzzzzzz.....

The feeling was good to be alone some times. Maybe that was just 2 weeks, I might feel lonely if I've been there for more than this period....hehehehe...who knows?

How about you? Have you been alone for a long period of time? Mind to share? and How do you feel on it?

Here are some of the pictures I took. Hope you enjoy viewing~~


Sandakan Airport

Just Before I Landed

The Peak of Mount. Kota Kianabalu!!!

Close up

Here was where I Spent most of my nights while I was in the office

Entering the Estate

The Oil Palm Estate

The river is blocking our way

Finding ways to cross the river

Not only river, even King Cobra was trying to block us

The workers said it tastes like chicken, but I didn't try

The Harvester was Harvesting

I tried, but FAILED!!!

The Oil Mill

The Banglo that I spent my 4 nights in the Estate (It is my big big big big boss house in the estate...hehehe...)

Trying to do some photographic thingy with my tiny camera....ok or not?

Sandakan new colleague, Fong Fong and I

Look at the top left corner of these 2 screens, can you see the differences between Celcom and Maxis while you in the estate?

Nice Sea View

Sepilok - Where you go to visit Orang Utan

They are so cute,

Aren't they?

It is time to show you some food I had:

My first dinner - Penang fried Kuey Teow and Seafood Tomyam (Full with Seafood!!!)

Seafood!!!!!

The best Egg Tart I ever had. The taste is REALLY GOOD!!!

It is so soft until you can't even take it up with your fingers!!!

Can anyone tell me the name of this big fish?

Me and Mr. Lobster

Living seafoods wait for your order~~

The Infamous 东风螺 (sorry, I don't know the name in English) which they claimed you can only get it in Sandakan and Hong Kong.

Looks weird but taste good

Seafood Noddles

Have you ever had Seafood Noodles that have Crab in it???

STOP IT BN - BARISAN NIAMA!!!

I think at least 95% of Malaysian Bloggers are blogging the current 40% petrol hikes and probably 100% of this 95% are damn angry, disappointed and pissed with our smart govt. Actually I didn't plan to write a second post on this stupid thing, I've got a life to live on. Anyway, I decided express a little bit more after reading a The Sun this morning.

Looks like all our smart Ministers inherited the smart brain from our smart PM as they keep on asking us to change our lifestyle so that they can suck more money from our pocket!!! Below is a quote from The Sun. I will not mention who answered the Q, you go find out yourself. But who cares? Since all of them are at the same "Smart Level". Will you care which fly shitted on your food among the 20 of them flying around?? I think don't f**king care as I will just get an insecticide a kill all of them.

Q: How will the new subsidy structure affect a typical average family in terms of expenditure?
A: ....bla bla bla.....It simply means that there will have to be changes in lifestyles......The families will have to start to plan trips carefully, think about it and learn how to budget it. This is part of being a citizen.

Shut the F**K UP will you. Pls stop asking us to change our lifestyles!!! We deserve a better lifestyle, we elected you all smart ppl to hope you can provide us a better lifestyle, not asking to to change it to a worst one to suit you "desire". What do you expect us to change? Back to your grand grand grand mama time, ride cow and eat potato??? Aren't you say we are a fast developing country? If so, aren't we should be moving forward to have a better lifestyle?

If you are comparing the petrol price with Singapore, pls also compare their lifestyle, public facilities, public security and govt integrity. What have you achieved in any of this? Why not you compare the petrol price of other oil and gas producing countries???!?!?!?! Pls see the picture below.

Bro Michael, hope you don't mind I hijack the facts from your blog below (hehehe...):




Fellow bloggers, I am sure there will be chain reaction in the coming months. You will need to do something on it, so do I.

ENOUGH IS ENOUGH!!!!!!!!

270270270270270270270

两块七！


两沟漆！！


二令吉七十仙！！！


TWO RINGGIT AND SEVENT CENTS!!!


DUA RINGGIT DAN TUJUH BULUH SEN!!!!!!!

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RM 2.70!!!!!!!

What else I can do?

1. I am riding bicycle to work today. Will do the same in the future.

2. Bought 3 breads that cost me RM4.70 yesterdat for my today breakfast, lunch and dinner.

3. Only drink plain water and only drink office Milo....


So, mind to tell what is your plan or strategy??

WPOSE 2008

What the hell is WPOSE 2008??? Is is called World Palm Oil Summit & Exhibition 2008. This was held in Jakarta Convention Center, Indonesia. It is a summit conference and exhibition for Oil Palm industry. You can see all the Oil Palm giant from all over the world. The are all damn huge and rich company....

I was sent to attend this exhibition with my Sales Manager Terence Yap to promote our product called Plantware and Millware, a Plantation Management Software. The funniest thing is, I was just 3 days old to the company when I was in this exhibition. Hence, I know nuts and was like a vase there....hahaha...not only ladies can become a vase.....hahahaha....

After seeing all those huge and rich company, if I would ask to start my own business, I WOULD DEFINITELY GO PLANTATION!!! ESPECIALLY OIL PALM!!!!

Here are some picture we took: